Planning tool
Cost of Delay
Illustrate the difference between starting a SIP now versus after a delay, under the same assumed rate. Not a guarantee of any outcome.
Your assumptions
₹
500500000
yrs
140
%
120
mo
1120
If you start now
₹22,40,359
If you delay
₹18,86,334
Illustrative cost of delay
₹3,54,025
12 months later at assumed rate
Illustrative values over time
Assumptions used
- Monthly investment₹10,000
- Total investment period10 yrs
- Assumed annual rate12 %
- Delay before starting12 mo
How to read this
Compares full-tenure SIP value with a shorter contribution window after the delay.
Actual outcomes may differ. This calculation is not a promise or guarantee of any result.
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