Planning tool
Dream Retirement
Illustrate a retirement corpus from today’s expenses, longevity and assumed rates before and after retirement. Not a forecast or guarantee.
Your assumptions
Monthly expense at retirement
₹2,14,594
Yearly expense at retirement
₹25,75,122
FV of existing savings
₹68,48,475
Illustrative corpus required
₹5,07,42,328
After subtracting grown existing savings
Lumpsum option today
₹29,84,832
Monthly SIP required
₹29,810
Illustrative values over time
Assumptions used
- Current age35 yrs
- Expected retirement age60 yrs
- Life expectancy85 yrs
- Current monthly expense₹50,000
- Assumed inflation (pre-retirement)6 %
- Assumed inflation in retirement5 %
- Assumed discount / risk-free rate6 %
- Existing retirement savings₹10,00,000
- Assumed return on existing savings8 %
- Assumed return on new investments12 %
How to read this
Expenses are inflated to retirement; corpus need is an illustrative growing annuity discounted at your risk-free assumption.
Existing savings are grown to retirement and subtracted from the need before sizing lumpsum or SIP.
Actual outcomes may differ. This calculation is not a promise or guarantee of any result.