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Planning tool

Dream Car / Bike / Property

Illustrate how a vehicle or property goal may grow with inflation, and what lumpsum or SIP your assumed rates imply toward the gap.

Your assumptions

yrs
140
10000100000000
%
015
0100000000
%
020
%
120

Illustrative future goal cost

₹13,38,226

At assumed inflation — not a guarantee

Future value of existing savings

₹2,93,866

Illustrative deficit

₹10,44,360

Lumpsum option today

₹5,92,598

At assumed new-investment rate

Monthly SIP option

₹12,877

At assumed new-investment rate

Illustrative values over time

Assumptions used

  • Years to the goal5 yrs
  • Goal cost today10,00,000
  • Assumed inflation6 %
  • Existing savings for this goal2,00,000
  • Assumed return on existing savings8 %
  • Assumed return on new investments12 %

How to read this

Choose a horizon and assumed inflation; existing savings are grown at their own assumed rate.

Actual outcomes may differ. This calculation is not a promise or guarantee of any result.