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Planning tool

Dream Vacation

Illustrate a vacation goal’s future cost and the contribution options under rates you choose. Outputs are hypothetical estimates only.

Your assumptions

yrs
140
10000100000000
%
015
0100000000
%
020
%
120

Illustrative future goal cost

₹3,57,305

At assumed inflation — not a guarantee

Future value of existing savings

₹62,986

Illustrative deficit

₹2,94,319

Lumpsum option today

₹2,09,491

At assumed new-investment rate

Monthly SIP option

₹6,832

At assumed new-investment rate

Illustrative values over time

Assumptions used

  • Years to the goal3 yrs
  • Goal cost today3,00,000
  • Assumed inflation6 %
  • Existing savings for this goal50,000
  • Assumed return on existing savings8 %
  • Assumed return on new investments12 %

How to read this

Shorter horizons still face inflation; revisit assumptions before you act.

Actual outcomes may differ. This calculation is not a promise or guarantee of any result.