Planning tool
Dream Education
Illustrate the future cost of an education goal and the lumpsum or monthly SIP the gap may imply under your assumed rates. Not a promise or guarantee of any result.
Your assumptions
Illustrative future goal cost
₹42,65,857
At assumed inflation — not a guarantee
Future value of existing savings
₹13,59,812
Illustrative deficit
₹29,06,045
Lumpsum option today
₹6,65,990
At assumed new-investment rate
Monthly SIP option
₹8,121
At assumed new-investment rate
Illustrative values over time
Assumptions used
- Child’s current age5 yrs
- Age when higher education starts18 yrs
- Goal cost today₹20,00,000
- Assumed inflation6 %
- Existing savings for this goal₹5,00,000
- Assumed return on existing savings8 %
- Assumed return on new investments12 %
How to read this
Years available = goal age minus current age. Cost is inflated at your assumed rate.
Existing savings are grown separately; the deficit drives illustrative lumpsum and SIP options.
Actual outcomes may differ. This calculation is not a promise or guarantee of any result.
Continue